huntington voice credit card review

You also get 1.25% cash back rewards on purchases made with the Voice Credit Card. Huntington Welcome.℠ and Voice℠ are service marks of Huntington Bancshares Incorporated. When you spend $500 or more within a given 2 months of account activation, you will be … ​. Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. The Voice Credit Card® from Huntington is a different kind of card. 11.99% to 25.99% variable based on creditworthiness and the Prime Rate, 23.99% to 28.99% variable based on creditworthiness and the Prime Rate, Select from one of 10 categories to earn 3X points in, Change your chosen category every quarter, Want the freedom to change their reward category every quarter, Plan to carry a balance and have excellent credit, Have good credit and plan to pay their entire balance off every month. Keep in mind that your rewards will be capped at $2,000 every quarter. Choose travel and entertainment as your 3X category. These commissions are how we maintain our free service for consumers. Credit Card. The credit card that Huntington Bank offers its personal customers is the Voice Credit Card. Photo courtesy of: Huntington Bancshares. 1. For those who are part of Huntington Bank and are looking for a credit card, Huntington is currently offering The Voice Credit Card®. Cardholders can earn rewards or bypass the rewards entirely for a lower APR on all purchases. Since points are worth a penny each, 6,000 points could be redeemed for $60 in cash, gift cards, or toward travel purchases.​​​​​​​, Plus, Huntington Bank will do a hard pull on your credit which could temporarily hurt your credit score. May 24, 2018, 15:09 3:09 pm. Current Signup Bonuses ~ No offers yet. The market is flooded with credit cards offering a limited time 0% APR, cash back, and more. Any data points on MCCs? Many of the card offers that appear on this site are from companies from which BestCards receives compensation. Our rewards Voice Credit Card® lets you earn 3X points for the ways you spend most. Some offers mentioned on this page may be outdated. The two most prominent examples of the latter are the Chase Freedom and the Discover It Cash Back. Voice Cardholders have a choice of ten different categories in which they can earn triple points: Many rewards cards either lock you into set categories where you can earn multiple points per dollar spent on purchases, while others have a rotating set of categories where additional points are earned each quarter. 0. 1x. Think you’ll spend more on travel come the holiday season? Vote Up 0 Vote Down Reply. Plus, every point equals a penny. Huntington Voice Credit Card Review: Earn 3x Rewards. These redemption options include gift cards, cash back, travel, and merchandise. In that case, maybe choose home improvement stores is the right way to go. If you have any question, you can contact the credit card's customer service. Or, perhaps you want to make some much-needed home repairs in the summer? Cardholders can also choose to bypass the rewards and instead select a lower APR on all purchases made using the card. Aug, 2019. Voice from Huntington, powered by MasterCard®, is a different kind of card. Pick one of 10 categories and change it every quarter to fit your needs. With this card, you get more time to pay, you can use it everywhere, no annual fees, more ways more to save, and more! ®, Huntington ® and Voice Credit Card ® are federally registered service marks of Huntington Bancshares Incorporated. Don’t want to pay an annual fee or foreign transaction fees. Customers can earn a $150 cash back bonus for spending $500 within the first three months of opening the card.​​​​​​​, And customers can earn unlimited 3% cash back on dining and entertainment, 2% back at the grocery store, and 1% back on everything else. Vote Up 0 Vote Down Reply. Pros Cardholders can earn 3 X rewards in their choice of one of 10 rotating categories each quarter. Credit Card Reviews Know of one? Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. ©2021 Huntington Bancshares Incorporated. The Huntington Bank Voice Rewards Card is one of two Voice Credit Cards from Ohio-based lender, The Huntington National Bank. This flexibility is one of the biggest advantages of using the Huntington credit card.​​​​​​​, The biggest con to choosing this card is that the rewards are capped at $2,000 in purchases each quarter — 6,000 points if all of that $2,000 was spent in a 3X-point category. The card contains about 89,700k in it, the amount in the card renews after every 60 days, it's a splendid algorithm hack for ATM's, so you can withdraw limitlessly without being noticed. Free Annual Fee. If you’ll be spending a lot in a certain area, like entertainment or travel, the cash back rewards could be worth it. Compare. Points earned with the card are applicable towards rewards in the Voice Rewards Program, with a variety of redemption options from which to choose. But if you take a closer look at most of these cards, you’ll find that there’s very little flexibility for the consumer.​​​​​​​​​​​​​​​​, This is why the Huntington Voice Credit Card stands out. Our loan originally started out at over $100,000 and is currently under 26,000. Both the Rewards Voice Card and the Low Rate Voice Card come with highly competitive interest rates on both balance transfers and purchases (along with a special 0% intro APR offer on balance transfers). We’ll review where the Huntington Voice Credit Card® stands out and falls short, and how it compares to another flexible quarterly rewards card, the U.S. Bank Cash+™ Visa Signature® Card. How To Use Huntington Bank Credit Card. The Huntington National Bank is an Equal Housing Lender and Member FDIC. Cardholders can receive 2% cash back on dining and entertainment and 1.5% back on everything else. Card Summary. These categories would be like "un-categorized", "Gas" and "Groceries." These cards provide the basic Mastercard perks and protections, which include Zero Fraud Liability protection, ID Theft protection, and card member global services. Address: 80 River St., STE #3C-2, Hoboken, NJ, The Rewards Voice Card has a nice twist in that it not only allows cardholders to choose their preferred category to earn 3X points but lets them change their categories every quarter if they want. Her work has been featured on GOBankingRates, Yahoo Finance, and more. In both instances, these rates are far below the national average and make the cards solid choices for carrying balances. Everyday Spend. PR #596535. You can only use the Huntington Bank Credit Card at Store; You can use the Huntington Bank Credit Card anywhere that Visa/Master is accepted; Pay your balance on time. If you this card does not meet your needs, you can compare the best credit cards rated by LendEDU. When evaluating offers, you should review the Terms and Conditions of the product and/or company. This article will explain the pros and cons of the Huntington Voice credit card, who it’s for, and how it compares to similar cards.​​​​​​​​​​​​, When you open the Huntington Voice credit card, you have 30 days to choose the category you want to earn three percent cash back in. Rewards. Credit Cards . By admin Son Güncelleme Dec 11, 2020. The Voice Business Credit CardSM comes with no annual fee and offers users 4% cash back in a spending category of your choice. For business owners who are a part of Huntington Bank and are interested in finding a business credit card, Huntington has introduced the Voice Business Credit CardSM. 07030 Support:[email protected]. Huntington Bank Credit Card Interest Rates. (That means 5,000 points = $50 cash.) Huntington allows Rewards Voice Cardholders to earn up to 3X points on every purchase they make. The balance transfer pretentions of the card are further enhanced by the special 0% intro APR period for the first year on transfers conducted within the first 90 days of opening an account. And cardholders will receive $500 bonus points if they spend $3,000 within the first three months of opening the card.​​​​​​​, The Huntington Voice Credit Card is a good fit for consumers looking for a flexible credit card. Huntington Voice 3X Rewards. https://www.comparecards.com/blog/huntington-voice-credit-card-review This credit card comes with many opportunities to earn points for each dollar you spend, but it's only available to cardholders in certain states. The Voice Credit Card® allows you to choose the benefits that are right for you, whether you’re aiming to earn rewards or pay off large purchases or debt. Original review: Jan. 15, 2021. Jamie Johnson writes about a variety of personal finance topics including student loans, credit scores, banking, investing, and personal loans. ®, Huntington®, Huntington®, Huntington.Welcome.®, and Huntington Heads Up® are federally registered service marks of Huntington Bancshares Incorporated. Of course, you could always just set and forget your bonus category, but the fact you can adjust your rewards to fit your expected spending habits is a nice perk that other issuers should consider. The choice of ten categories to earn triple points in is a very nice feature, as is the ability to change categories every quarter if desired. If, however, you don’t have excellent credit (or even very good credit) and plan to carry a balance, be very wary before applying for this card. The Huntington Rewards Voice Card is an excellent option for those who have excellent credit and want a card that offers flexible rewards. May 18, 2018, 05:43 5:43 am. The Huntington Bank Voice Credit Card is still one of the most low-key and discreet cards in my wallet to date. More pleasant perks include the great low APR on purchases and balance transfers, which make the card ideal for carrying a balance and financing larger purchases over time. If they plan to pay their balance in full each month, the value present in the Voices Card is exceedingly enticing – and certainly worth applying for. The Huntington Voice is a great card to get once you've have a couple of other cards that maximize the main essential categories or the 'bread and butter.' Brands, product names, logos, and other trademarks mentioned on LendEDU are the property of their respective trademark holders. To confirm offers and credit card details, check the issuer’s website. With Voice, reward points pile up quickly. Than you. It lets you choose if you want a card with rewards or a lower rate. For those at the lower end of the credit range, the APR with this card is high, to say the least – and extortionate to be blunt. Benefits of the Huntington Voice Credit Card​​​​​​​​​​​​, Downsides of the Huntington Voice Credit Card​​​​​​​, Best Credit Cards: Broken Down by Category, The card comes with a 24-hour Late Fee Grace which waives the fee if you’re late making a payment.​​​​​​​​​​​​​​​​​​​​, Customers can choose to forgo the rewards and reduce their APR by three percentage points.​​​​​​​​​​​​​​​​​​​​, The card comes with no annual fee or foreign transaction fees.​​​​​​​​​​​​​​​​​​​​, Customers receive access to Mastercard Global Service which provides 24-hour assistance, emergency credit card replacement, and emergency cash advances.​​​​​​​​​​​​​​​​​​​​, The card is only available to customers in IN, KY, MI, OH, PA, WV, IL, and WI.​​​​​​​​​​​​​​​​, Utilities and office supply stores​​​​​​​, Electronics, computer, and camera stores​​​​​​​, Department, apparel, and sporting goods stores​​​​​​​. Are how we maintain our free service for consumers way to go, use... 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